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  • Rates

Rates

 

4.95%

Credit Union Prime Rate
Our low rates ensure more stays in your pocket. 

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3.00%

Term Deposit Rates
Term deposit rates of up to 3.00% ensure your savings go further. 

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Mortgages

Rates effective as of April 29th, 2025

MortgageRate
One Year Closed Mortgage6.99%
Two Year Closed Mortgage6.75%
Three Year Closed Mortgage6.10%
Four Year Closed Mortgage6.10%
Five Year Closed Mortgage                                                                             5.99%
Five Year Special Mortgage4.59%
 
 

Investments

Rates effective as of June 17th, 2025

Term DepositsRate
One Year2.75%
Two Year2.75%
Three Year2.80%
Four Year2.85%
Five Year3.00%


RRSPsRate
Variable0.50%
One Year2.75%
Two Year2.75%
Three Year2.80%
Four Year2.85%
Five Year3.00%
 

Credit Union ATM Withdrawal $1.00

Exchange and Acculink Withdrawal $1.00

Interac Network (domestic) ATM Withdrawal $2.00

PLUS Network ATM Withdrawal $3.50

MemberDirect Online Banking - inquiry free

MemberDirect Online Banking - transfer $1.50

MemberDirect Online Banking – bill payment $1.75

TeleService Telephone Banking – inquiry free

TeleService Telephone Banking – transfer $1.50

TeleService Telephone Banking – bill payment $1.75

Direct Payment Purchase $1.00

Pre-authorized Payment $1.50

Automatic Transfer $1.50

In Branch Cash Withdrawal $1.50

In Branch Bill Payment $1.75

Interac E-transfer $1.50

Cheque Withdrawal $1.50

Inactive Account Notice Fee $20.00

Inactive Account Monthly Fee $5.00

TFSA & HISA Withdrawal $5.00

RRSP/RRIF/TFSA Transfer Out $100.00

RRSP Withdrawal $25.00

RRSP Withdrawal from Locked Account $100.00

Stop Payment $15.00

Official Cheque/Draft $10.00

NSF Charge $48.00

Interim Statement $4.00

System Generated Transfer (due to overdraft) $3.00

Search Charge $35.00/hr

Monthly Statement with Cheque Image $3.00/month or $5.00/quarter

USD Money Order $17.50

Incoming Wires $10.00

Outgoing Wires – Canadian $45.00

Outgoing Wires – International $55.00

Wire Trace $50.00

Presentment Charge $5.00

Balance of Account (telephone request) $2.00

Transfer Between Accounts (telephone request) $3.00

Loan Extension $30.00

Chargeback Fee $15.00

Rejected Clearing Item $5.00

USD Cheque drawn on Canadian Account $17.50

 

Safety Deposit Box – small $60.00/year

Safety Deposit Box – medium $75.00/year

Safety Deposit Box – large $100.00/year

Safety Deposit Box Replacement Key $40.00

Safety Deposit Box Drilling Fee at cost

 

Night Deposit Rental – 1 year $40.00

Charge per key $10.00

Replacement Key $15.00

 
 

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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Personal Loans and Home Equity Lines of Credit starting as low as iNova Prime Rate.

Small Business Loans also available - Please contact your branch for current rates.

Please note that rates are subject to change. Please contact your branch for current rates.