Chequing Accounts
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Choose your chequing account
YOUR Chequing
MONTHLY FEES
2.95/mo
KEY FEATURES
- Ideal for your day-to-day financial needs with pay-as-you-go transaction fees.
- Transactions are charged on a per item basis – see pricing for transaction fees
Combines benefits of chequing and savings with tiered rates
Pays interest at tiered rates:
• $1 – $499
• $500 – $999
• $1,000 – $2,999
• $3,000 – $4,999
• $5,000+
YOUR Chequing 15
MONTHLY FEES AND DISCOUNTS
5.95/mo
Age 59+ Free
Free if minimum monthly balance is $1500
KEY FEATURES
- Transact a little. You only make a few transactions and want a low monthly fee
- 5 transactions included for one monthly fee, including:
- 2 Free Interac E-Transfers®
- Interac® Direct Payment
- Credit union affiliated ATM networks (Surcharge free access to over 2700 AccuLink® and EXCHANGE® ATMs throughout Canada)
- MemberDirect® online banking
- TeleService® telephone banking
- In-branch transactions
- Cheque Withdrawals
- Pre-authorized debits
- Inter-Credit Union Services (ICU) - Per item fee excess of 15 transactions. See pricing for transaction fees
- Interac® (Canada) and PLUS® (International) ATM Networks give you access to ATMs around the world
- Pays interest at tiered rates as per the YOUR Chequing account
- Overdraft protection available based on approved credit
YOUR Chequing 40
MONTHLY FEES AND DISCOUNTS
15.95/mo
Age 59+ 11.95/mo
Free if minimum monthly balance is $3000
KEY FEATURES
- Transact a lot. You average one transaction a day, with a few extra on the weekend.
- 40 transactions included for one monthly fee, including:
- 4 Free Interac E-Transfers®
- Interac® Direct Payment
- Credit union affiliated ATM networks (Surcharge-free access to over 2700 AccuLink® and EXCHANGE® ATMs throughout Canada)
- MemberDirect® online banking
- TeleService® telephone banking
- In-branch transactions
- Cheque Withdrawals
- Pre-authorized debits
- Inter-Credit Union Services (ICU)
YOUR Chequing Electronic
MONTHLY FEES AND DISCOUNTS
12.95/mo
Age 59+ 9.50/mo
Free if minimum balance is $4000
KEY FEATURES
- Transact electronically. You want access to your accounts, anytime, anywhere, using self-service options.
- Unlimited Free Interac E-Transfers®
- Interac® Direct Payment
- Credit union affiliated ATM networks (Surcharge-free access to over 2700 AccuLink® and EXCHANGE® ATMs throughout Canada)
- MemberDirect® online banking
- TeleService® telephone banking
- Pre-authorized debits
- 2 Interac® (Canada) ATM tranactions included†
YOUR Chequing Unlimited
MONTHLY FEES AND DISCOUNTS
25.00/mo
Age 59+ 18.75/mo
Free if minimum monthly balance is $7000
KEY FEATURES
- Transact without limits. You want the ultimate in convenience, earning power and value-added account features.
- Unlimited transactions included for one monthly fee, including:
- Unlimited Free Interac E-Transfers®
- Interac® Direct Payment
- Credit union affiliated ATM networks(Surcharge-free access to over 2700 AccuLink® and EXCHANGE® ATMs throughout Canada)
- MemberDirect® online banking
- TeleService® telephone banking
- In-branch transactions
- Cheque Withdrawal
- Pre-authorized debits
- Inter-Credit Union Services (ICU)
Not sure which chequing account to choose?
We’ll be happy to help you pick the option that best suits your needs.
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Copyright 2025 iNova Credit Union. All rights reserved.
Copyright 2025 iNova Credit Union. All rights reserved.
