Pricing

iNova Credit Union Service Charges - efffective June 1, 2015

Transaction  Fees

YOUR Chequing

YOUR Savings  YOUR US$$ Chequing(USfunds)
YOUR Credit Union ATM Withdrawal FREE FREE N/A
EXCHANGE and Acculink ATM Withdrawal FREE FREE N/A
Interac Network(domestic) ATM Withdrawal $2.00 $2.00 N/A
PLUS Network(International) ATM Withdrawal $3.50 $3.50 N/A
GLOBAL PAYMENT Mastercard $ .45 N/A N/A
MemberDirect Online Banking - Inquiry FREE FREE FREE
MemberDirect Online Banking - Transfer $ .45 $ .45 N/A
MemberDirect Online Banking -      Bill Payment $ .45 $ .45 N/A
TeleService Teleplone Banking - Inquiry FREE FREE FREE
TeleService Telephone Banking - Transfer $ .55 $ .55 N/A
TeleService Telephone Banking -   Bill Payment $ .55 $ .55 N/A
Direct Payment Purchase (Member Card) $ .45 $ .45 N/A
Pre-Authorized Payment $ .65 $ .80 N/A
Automatic Transfers $ .65 $ .80 N/A
In-Branch Cash Withdrawal $ .65 $ .80 FREE
In-Branch Bill Payment $1.75 $1.75 N/A
Cheque Withdrawal $ .65 N/A FREE
Non-Encoded Cheque $5.00 N/A $5.00
Cheque - Stop Payment $10.00 N/A $10.00
Cheque - Stop Payment (incomplete details) $25.00 N/A
Cheque - Official $8.00 $8.00 $8.50
NSF Cheque $35.00 $35.00 $35.00
Interim Statement $2.00 $2.00 $2.00
Branch/Sytem Generated Transfer(due to overdraft) $3.00 $3.00 N/A
Presentment Charge -Personal

$5.00

Presentment Charge - Business

$15.00

Chargeback Fee $15.00
Account Balance (telephone request) $2.00
Transfer between account (phone request) $3.00
Canadian Money Order $6.50
US$$ Money Order $8.50
Official Drafts $8.00
Bill Payment Trace Request $20.00
Account Search Charge ($15.00 min. charge) $35.00/hr
Statement Mailing (with cheque images) $2.00/month or $3.00/quarter
Wire Payment - Canadian $32.00
Wire Payment - US$ & Foreign$ $44.00
Wire Payment Trace Request $40.00
Foreign Currency Cheque Written on CDN$ Acc $8.00 US
Email Transfer (incoming or outgoing) $1.50

NOTE: Fees subject to change and some conditions apply

*Cost per transaction, unless otherwise noted


 

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