Pricing
iNova Credit Union Service Charges - Effective January 1st, 2023
| Transaction Fees |
YOUR Chequing |
YOUR Savings | YOUR US$$ Chequing(USfunds) |
| YOUR Credit Union ATM Withdrawal | $1.50 | $1.50 | N/A |
| EXCHANGE and Acculink ATM Withdrawal | $1.50 | $1.50 | N/A |
| Interac Network(domestic) ATM Withdrawal | $2.00 | $2.00 | N/A |
| PLUS Network(International) ATM Withdrawal | $3.00 | $3.00 | N/A |
| MemberDirect Online Banking - Transfer | $1.50 | $1.50 | N/A |
| MemberDirect Online Banking - Bill Payment | $1.75 | $1.75 | N/A |
| TeleService Teleplone Banking - Inquiry | FREE | FREE | FREE |
| TeleService Telephone Banking - Transfer | $1.50 | $1.50 | N/A |
| TeleService Telephone Banking - Bill Payment | $1.75 | $1.75 | N/A |
| Direct Payment Purchase (Member Card) | $1.50 | $1.50 | N/A |
| Pre-Authorized Payment | $1.50 | $1.50 | N/A |
| Automatic Transfers | $1.50 | $1.50 | N/A |
| In-Branch Cash Withdrawal | $1.50 | $1.50 | FREE |
| In-Branch Bill Payment | $1.75 | $1.75 | N/A |
| Cheque Withdrawal | $1.50 | N/A | FREE |
| Non-Encoded Cheque | $5.00 | N/A | $5.00 |
| Cheque - Stop Payment | $15.00 | N/A | $15.00 |
| Cheque - Stop Payment (incomplete details) | $25.00 | N/A | |
| Cheque - Official | $10.00 | $10.00 | $17.50 |
| NSF Cheque | $48.00 | $48.00 | $48.00 |
| Inactive Account Initial Notice | $20.00 | $20.00 | $20.00 |
| Inactive Account (After 14 months, per month) | $5.00 | $5.00 | $5.00 |
| TFSA & HISA Withdrawal | $5.00 | $5.00 | N/A |
| RRSP/RRIF/TFSA Transfer Out | $100.00 | $100.00 | N/A |
| RRSP/ Withdrawal (non locked in) | $25.00 | N/A | N/A |
| Presentment Charge -Personal |
$5.00 |
||
| Presentment Charge - Business |
$5.00 |
||
| Chargeback Fee | $15.00 | ||
| Account Balance (telephone request) | $2.00 | ||
| Transfer between account (phone request) | $3.00 | ||
| Official Drafts | $10.00 | ||
| Bill Payment Trace Request | $20.00 | ||
| Account Search Charge ($15.00 min. charge) | $35.00/hr | ||
| Statement Mailing (with cheque images) | $3.00/month or $5.00/quarter | ||
| Wire Payment - Canadian | $45.00 | ||
| Wire Payment - US$ & Foreign$ | $55.00 | ||
| Wire Payment Trace Request | $50.00 | ||
| Incoming Wire Fee | $10.00 | ||
| Foreign Currency Cheque Written on CDN$ Acc | $10.00 US | ||
| E-Transfer (Outgoing Only) | $1.50 | ||
CLICK HERE for our Current Service Charge Brochure
NOTE: Fees subject to change and some conditions apply
*Cost per transaction, unless otherwise noted
