Vehicle Loans

iNova Credit Union=Environmental Concern

Receive a 1/2 of 1% discount on all new cars getting 6.5 L/100km or better and new light trucks getting 8.3/100km or better. The Natural Resources Canada website allows you to research and compare the energy efficiency of vehicles.  http://www.nrcan.gc.ca/

Make an appointement with your iNova Personal Account Manager to find out details

 

Before you sign on the dotted line, we’ll take the time to review your financing options. At iNova Credit Union, our vehicle loans are accompanied by features that give you flexibility, and put you in control of your money.

Features like:

  • Paying off your loan faster with weekly or bi-weekly payment options.
  • Repaying your loan amount early with no penalties.
  • Making extra payments any time, in any amount, as often as you want, with no penalties.

And flexibility is only the beginning. Next, we’ll consider your unique financial situation, including your goals and realities, to help you determine the loan option that works best for your personal budget. We’ll help you determine whether a fixed rate or a variable rate is right for you. We’ll also help you determine the right payment options to suit your lifestyle.

Finding the right vehicle financing option is more than simply interest rates. Our focused approach will have you in the driver’s seat sooner.

Contact us today to get started!


 

Expert Articles

Whether you’re just getting started, or fully engaged in your quest for more information, our expert articles will help shed light on your vehicle financing questions.

Vehicle Loan Financing Basics

When considering financing a new vehicle purchase, it’s important to understand the basics about your options. At iNova Credit Union, our financing options are accompanied by features that give you flexibility, and put you in control of your money. Learn more.

Should You Lease or Borrow to Buy a Vehicle

Choosing whether to lease or borrow to buy a vehicle depends on your priorities, how you plan to use the vehicle, and what you can afford. There are few questions you need to ask yourself now before you decide. Learn more.

Cost of Buying a Vehicle Quick Reference

When considering buying a vehicle, there is more than a purchase price to consider when determining affordability. Learn more.

A Vehicle Loan Pre-approval Can Put You in the Driver’s Seat Sooner

Knowing how much you can afford to spend is the first step toward making the purchase of a new vehicle a stress-free and enjoyable experience. Learn more.

What You Need to Know about Vehicle Financing

Why 0% Financing may not be the best value, why you should be aware of the threat of an upside down loan, and how buying new could be more affordable for you. Learn more.

Vehicle Buying Tips – To Help You Negotiate a Better Price for Your New Vehicle

At iNova Credit Union, we believe vehicle shopping should be fun. If you’re considering a new purchase, we have some tips and advice on how to get the best value out of your purchase. It’s simply a better approach. Learn more.

Tips to Help You Choose the Right Vehicle

First you should understand your goals. By prioritizing and evaluating what you will be using the vehicle for and what features are most important to you, you’ll be better able to narrow down which vehicle is right for you. Learn more.

Buying Used – Tips to Help You Get the Best Value

The decision to buy used vs. new could be an easy one if you consider a brand new car depreciates by approximately 30% in the first year of ownership. If you’ve made the decision to buy a used vehicle, there are a few tips to help you along the way. Learn more.

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