Banking On Your Time


You can now log in to online banking to enroll in the Canada Revenue Agency’s Direct Deposit via Financial Institutions service to receive direct deposits for payments, including the Canada Emergency Response Benefit (CERB).

Direct deposit is a fast, convenient, and secure way to get your CRA payments directly into your account. Sign up now to receive your Canada Revenue Agency (CRA) payments via direct deposit, to receive your benefit payments sooner.

· Canada Emergency Response Benefit

· Income Tax Refund

· Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit

· Canada Child Benefit

· Canada Workers Benefit

Already registered with the CRA to receive payments?

If you are already registered for CRA Direct Deposit, you don’t need to register again.

If you would like to request the CERB?

If you would like to obtain the CERB benefit, you must apply for it directly at the CRA website beginning on April 6. Additional information and questions about the CERB can be found at the Government of Canada’s website.

Please note, if an individual has never filed a tax return with the CRA, they are not eligible to sign up for the CRA direct deposit service through their financial institution.

Steps to Sign Up Through Online Banking

1. Log in to online banking.

2. Sign up for the CRA Direct Deposit.

3. First navigate to the sidebar and click on Account Services, then click on Set up CRA Direct Deposit. Click Next to proceed.

4. Select your account. You will be asked to select the account where your like to have your payments deposited to.

5. Terms of Service. Once you have agreed to the Terms of Services, click Submit on the Authorization Page.

Freedom is banking on your time.

Free Yourself. Imagine sitting seaside listening to the symphony of waves crashing at the coastline. Imagine walking lazily down a quiet path listening to the leaves crinkle underfoot at each step. Imagine sitting with a thermos of piping hot chocolate while watching your kids play hockey outside on the frozen pond.

What could banking on your time mean for you? For us, it’s about ensuring you have more time to enjoy life’s moments. What those moments are and what freedom represents for you is as unique as you are.

That’s the kind of convenience offered by our mobile banking app. We offer a complete mobile and online banking experience. At iNova Credit Union we want to ensure our members bank on their time, however they like.

Benefits of the mobile banking app at a glance:
• It’s convenient. 
• It’s secure. 
• It’s free to download. 
• It’s easy to use.

Not yet signed up for online banking?  Stop into a branch and we’ll get you set up in minutes. Don’t miss out on discovering what freedom is for you.

What’s the difference?
To view a comparison of the banking experience (online, mobile, app), view our Functionality Comparison Guide

Credit Union Online Security Guarantee 
In the unlikely event you experience a loss resulting from a transaction through an online banking, that you did not authorize, we offer an Online Banking Security Guarantee for account losses provided you have met your security responsibilities.  Learn more.

Frequently Asked Questions
Click here for the answers to your most asked questions.